And if you have your eyes set on a 36-month CD rate, you’ll have access to a great APY of 4.50%. If you are looking to open a 12-month CD, your APY will be a bit higher than the 24-month term at 5.50% with no minimum balance requirements. The bank also offers terms of 18 months and 48 months. So, once you open a 24-month CD account, you will begin seeing the benefits of the quality rate and interest that compounds daily.īarclays offers CD typical term rates at 12 months, 24 months, 36 months and 60 months. That means you don’t need to make a deposit to open the account and you also don’t need to maintain a minimum balance to keep the 5.00% APY. Barclays offers 24-month CDs with an APY of 5.00% and no minimum balance is required. Barclays provides a wide range of certificate of deposit (CD) products, and its high balance CDs really stand out with terms reaching 4.45% APY or higher.
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